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80b–2(a));(12) the term “investment adviser representative” means an individual who—(A) is employed by or associated with an investment adviser; and(B) does not perform solely clerical or ministerial acts;(13) the term “registered representative” means an individual who represents a broker-dealer in effecting or attempting to effect a purchase or sale of securities;(14) the term “senior citizen” means an individual who is not younger than 65 years of age;(15) the term “State” means each of the several States, the District of Columbia, and any territory or possession of the United States;(16) the term “State insurance regulator” has the meaning given the term in section 315 of the Gramm-Leach-Bliley Act (15 U. Nothing in this Act shall be construed to preempt or limit any provision of State law, except only to the extent that section 2 provides a greater level of protection against liability to an individual described in section 2(b)(1) or to a covered financial institution described in section 2(b)(2) than is provided under State law.

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