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Rather than identifying an average credit score as being a PLUS Score or Vantage Score, almost all websites are using these scores interchangeably, without mentioning what type of score their data is using. What is the true average credit score in this country?
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Well, that’s really not even a question you should be asking. Because those with ultra-low scores (due to a bankruptcy, foreclosure, etc) are going to have scores significantly lower — these drag down the average number big time.
It’s like asking what’s the average income in the US – the number of unemployed will totally skew the numbers (not to mention the throngs of millionaires).