Your creditors may agree to lower your interest rates or waive certain fees if you’re working with a reputable program, but it can still take several years to complete the program.Bankruptcy should be your last resort for financial recovery.Chapter 13 is a compassionate and controllable debt repayment plan presided over by a wise and experienced Federal judge. As early as 2000, the US Federal Trade Commission, the Department of Justice and 47 other federal, state and local law enforcement and consumer protection agencies surfed the Web looking for illegal scams that promised consumers that they can restore their creditworthiness for a fee.According to the Washington Department of Licensing, 380,000 drivers have suspended licenses.Unlike Debt Consolidation programs and plans, Chapter 13 is very flexible.If something bad happens during your 36-month Chapter 13 plan, you can ask the Judge to lower your original repayment plan payments when something comes up in your life, such as a job change, family problem, car repair or other unexpected income loss or increased expense.Also, be aware that just because an organization says it is “nonprofit” doesn’t guarantee that its services are free or affordable.Debt programs offered by legitimate organizations can be helpful to some consumers.
Outstanding traffic fines can quickly add up, especially if they go to collections.
Consolidated Monitoring is a company providing various electronic home monitoring programs to counties of Northwest Washington.
By creating an innovative service model, company overhead expenses have been reduced significantly creating a cost effective service provider for defendants and ordering agencies.
Frequently, a life or wage change upsets and terminates the plan or program after thousands of dollars have been wastefully paid.
Chapter 13 lets you repay some portion of your debts, and causes forgiveness of the rest.
Many of them are low-income and lost their license because they failed to pay traffic tickets.
They often have unpaid tickets from several jurisdictions and they’re likely to drive even without a license.
These savings are passed on to the customer to help put a bad situation into the past.*Convenient & Discrete - No more time from work or family and no embarrassing office visits.
Many clients who file for Chapter 13 or Chapter 7 bankruptcy protection have already tried unsuccessful Credit Repair, Debt Consolidation and Repayment plans and programs.
There a judge can consolidate unpaid tickets into a single, monthly payment and conditionally reinstate the driver’s license.
However, local courts do not have the authority to consolidate traffic tickets from outside their jurisdiction. It would allow fines to be consolidated from across Washington’s patchwork of court jurisdictions.