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They have two daughters Amelie, five, and Amber, 18 months, and a two-week-old son, Deacon.They recommended not to invite women for cervical screening until the age of 25.Evidence shows that the chance of developing cervical cancer if a woman has never had sex is low.Women aged 25 to 49 receive invitations every 3 years.Women aged 50 to 64 receive invitations every 5 years.For example, some lenders reject landlords, older customers or the self-employed.Lenders create a secret formula based on the type of customer they want.“There is simply no way to tell whether you will be accepted,” he said.Careful borrowers who repay the balance every month are increasingly turning to generous “reward” cards heavily promoted on television and in supermarkets.Credit card providers are rejecting “perfect” borrowers because they don’t fit secret scoring profiles designed to filter out unprofitable customers.The applicants’ credit files are damaged in the process.

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