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Either proposition may make sense from the point of view of using bricks and mortar efficiently to keep wealth in the family.

While rising numbers of people are living longer – and most wives outlive their husbands – frailty in old age can destroy a lifetime’s savings.

Similarly, rented accommodation for the young and middle-aged often proves expensive and unsatisfactory.

High house prices and banks’ reluctance to provide mortgages since the credit crisis began five years ago have pushed up the average age of first-time buyers to 37.

Modern-day granny dumping doesn't involve hauling seniors up the sides of mountains, but driving them to hospitals or the offices of nearby charities and, essentially, giving them up for adoption.

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